Winworth Financial Privacy Policy

Winworth Financial respects your privacy and is committed to protecting the personal and financial information you share with us. This Privacy Policy explains how we collect, use, protect, and share information when you visit our website, contact our office, submit a loan inquiry, or use our mortgage brokerage services.

Winworth Financial is a mortgage brokerage company established in 2011. As part of helping clients explore financing options, we may collect personal, financial, credit, employment, property, and loan-related information necessary to evaluate potential lending solutions.

1. Information We Collect

We may collect information that you provide directly to us, including your name, phone number, email address, mailing address, date of birth, Social Security number, employment information, income, assets, debts, credit information, property information, loan purpose, and supporting documents related to a loan application or financial inquiry.

We may also collect information from third parties when authorized or permitted by law, including credit reporting agencies, lenders, loan processors, title and escrow companies, real estate professionals, appraisers, referral partners, and other parties involved in the loan process.

When you visit our website, we may collect basic technical information such as your IP address, browser type, device information, pages visited, and other website usage data to help improve our website, security, and user experience.

2. How We Use Your Information

Winworth Financial may use your information to review loan inquiries, prepare and process loan applications, communicate with you, connect you with appropriate lending resources, verify information, comply with lender requirements, meet legal and regulatory obligations, prevent fraud, maintain business records, and improve our services.

We may also use your contact information to respond to questions, schedule consultations, send requested information, or provide updates related to your loan inquiry or financial services request.

3. How We Share Information

Winworth Financial does not sell your personal information for money. However, in the normal course of providing mortgage brokerage services, we may share information with lenders, loan processors, credit reporting agencies, title companies, escrow companies, appraisers, insurance providers, compliance vendors, technology providers, legal or accounting professionals, and other service providers necessary to complete or support your loan request.

We may also disclose information when required by law, regulation, court order, subpoena, government request, audit, investigation, or to protect the rights, safety, or property of Winworth Financial, our clients, or others.

4. Protection of Your Information

We take reasonable administrative, technical, and physical safeguards to protect personal and financial information from unauthorized access, misuse, loss, disclosure, alteration, or destruction. Because no system is completely secure, we cannot guarantee absolute security, but we are committed to using reasonable efforts to protect the information entrusted to us.

5. Credit and Financial Information

Because mortgage brokerage services often require sensitive financial information, you should only provide personal, credit, income, asset, tax, bank, or identity-related documents through secure or authorized methods. Winworth Financial may use this information only for legitimate business purposes related to your loan inquiry, application, compliance, or servicing needs.

6. Website Cookies and Tracking

Our website may use cookies or similar technologies to improve functionality, understand website traffic, and enhance user experience. You may be able to adjust your browser settings to refuse or limit cookies, but some website features may not function properly without them.

7. California Privacy Rights

California residents may have certain rights regarding their personal information, including the right to know what personal information is collected, the right to request deletion of certain information, the right to correct inaccurate information, and the right to limit or opt out of certain uses or disclosures as permitted by applicable law.

To submit a privacy request, please contact us using the information below. We may need to verify your identity before processing your request.

8. Children’s Privacy

Winworth Financial does not knowingly collect personal information from children under the age of 13. Our services are intended for adults seeking real estate financing or mortgage-related services.

9. Data Retention

We retain personal and financial information for as long as reasonably necessary to provide services, process loan inquiries, comply with legal and regulatory obligations, resolve disputes, prevent fraud, and maintain business records.

10. Third-Party Links

Our website may contain links to third-party websites, lenders, service providers, or other resources. Winworth Financial is not responsible for the privacy practices, content, or security of third-party websites. We encourage you to review the privacy policies of any third-party website you visit.

11. Updates to This Privacy Policy

Winworth Financial may update this Privacy Policy from time to time. Any changes will be posted on our website with an updated “Last Updated” date. Your continued use of our website or services after changes are posted means you acknowledge the updated policy.